Shop Pay Installments
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.
At checkout, select the Shop Pay option and choose your payment plan.
Shop Pay FAQs:
› What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR (United States and Canada), or monthly installments with no hidden or late fees (United States, Canada, and United Kingdom).
› Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
Debit cards are accepted as a payment method for Shop Pay Installments orders in all countries. In some countries, credit cards might also be an available payment method for certain Shop Pay Installments orders.
› Can I use Shop Pay Installments if I'm an international customer?
Shop Pay Installments is available only to customers who reside in the United States, Canada, or the United Kingdom that have a United States, Canadian, or United Kingdom mobile phone number, and use a payment card with a United States, Canadian, or United Kingdom billing address.
› Is there a limit to how much I can spend on a single Shop Pay Installments order?
Yes. In the United States and Canada, $30,000 USD or CAD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes. In the United Kingdom, the order value limit is £30,000 GBP including discounts, shipping, and taxes.
› Can I pre-qualify for a purchase amount before visiting the store?
No. An application for Shop Pay Installments can only begin with a live checkout. Applying in store only takes a few steps and you’ll get a real-time decision in minutes.
› Are there late fees?
No, there are no late fees if you miss a scheduled payment.
› What if I miss an installment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future.
If you have questions about a missed installment payment, then visit Affirm’s Shop Pay Installments Help Center for customers in Canada, the United States, or the United Kingdom.
› Have more questions?
For more information about Shop Pay Installments, visit Affirm’s Shop Pay Installments Help Center for customers inCanada,theUnited States, or theUnited Kingdom.
PayPal Payment Plans
*Buy Now, Pay Later options provided through PayPal Credit and PayPal Pay in 4. PayPal Credit offers a No Interest option if paid in full in 6 months on purchases of $149 (credit check required if customer does not already have this set up with PayPal) or use PayPal’s Pay in 4, available for purchases of $30 to $1500 and requires 1 down payment and 3 bi-weekly payments (6-weeks) with no interest (may require soft credit check). For more information on PayPal’s Pay in 4 option click here. Enroll with PayPal.com if you do not already have an account set up. At checkout, select the Pay with PayPal option.
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