Time Payments

You Choose! Pay for your Sonlight Curriculum order in three to nine easy payments

Personal Payment Calculator

If you would like to see how these plans work for you, please take advantage of the new calculator below. Simply choose a preferred plan length and insert the order total, and it will display all the information you need.

Length of Plan:
Order Total:
Handling Fee:  
Down Payment:  
Monthly Payment:  
 

* Note: This calculator may be a few pennies off since it rounds the fractions. Our finance team will manually adjust the payments to match up the price.

We understand the various economic pressures affecting our country and the world nowadays, whether it's gas, groceries, or bills making a fist around the checkbook. Maybe you see something in our catalog you feel would greatly improve the learning experience, but need to buy other products first. Or you fall in love with a product on our website, but don't have the money to purchase at the time.

We realize paying for homeschooling curriculum can be daunting and downright overwhelming at times. We want to give you the freedom to provide the best possible education for your children without straining your budget. So to serve you better, we've made it possible to pay for your Sonlight materials over a three- to nine-month period.

Limit one time payment per customer.

How does it work?

If your order totals $399 or more, you are offered the Time Payments option at check out. If you choose time payments, a small Handling Fee is added to your order total, as follows:

  • 3 months—2.99%
  • 6 months—5.99%
  • 9 months—8.99%

The initial payment at the time of shipment is 1/4 of the total cost of goods and Handling Fee.

Here is an example of how the various time options break down, assuming an order total of $1,000:

Length of Plan in Months
3
6
9
Minimum Order Total
$1,000
$1,000
$1,000
Plan Fee
2.99%
5.99%
8.99%
% Down
25%
25%
25%
Down Payment
$257.48
$264.98
$272.48
Monthly Payment
$257.48
$132.49
$90.83
Handling Fee
$29.90
$59.90
$89.90

After your order is placed, the balance is split into the remaining payments and charged to your credit card every month. The charges are made beginning approximately 30 days (no less than 30 and no more than 40 days) from the shipment date, and then approximately every 30 days thereafter.

Please Note: Qualification for time payments is dependent on successfully obtaining a credit score that meets or exceeds the credit threshold we have established. Your credit score is based on information about your credit experiences, such as your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and other criteria. Also, please note that because a credit check is needed, approval for the time payments option can take up to 24 hours. Our credit check does show up on your credit report as a new inquiry, but will not necessarily affect your credit score.

Instead of having to split your curriculum schedules into trimesters to afford all the materials, time payments lets you purchase everything at once without paying the full amount up front. You also can purchase recommended resources or additional items, and even take advantage of our Sonlighters Club discount—a 10% discount on our Core or Newcomer™ packages, as well as a 10% year-long discount on any additional purchases.

As you continue through your adventure with Sonlight, consider using our Time Payments option—an flexible new way to purchase the Sonlight products you really want and need!

Note: Time payments are offered in the United States and Canada only. Qualification for time payments is dependent on your credit score. A credit check will be made but, typically, this alone will not affect your credit score (be aware: numerous credit checks from one or more sources within a relatively short period of time, however, may cause a very slight drop in your score).


Related:
Terms of Sale